This occurs when employees at a business pretend to be hurt, so they do not have to work but still get paid a large percentage of their salary or wages. This criminal behavior hurts employers because it makes their rates for this Insurance go up and erodes the public’s trust in it.
Insurance companies can also issue disability policies that pay people monthly amounts of money when they are injured and are unable to work. In addition, employers may carry special liability insurance in place of Workman’s Compensation Insurance or even to supplement it. Much like with this, whenever someone pretends to be hurt so she/he/they does/do not have to work but can still receive something for nothing, it hurts people.
The same holds true for Oklahoma insurance fraud, whenever someone pretends to get hurt in a car accident or a “slip-and-fall” at a place of business or home. By pretending to have an injury, the person seeks to obtain money as “pain and suffering” and/or lost wages, medical care, etc., which can force individuals and businesses to shell out large amounts of money to compensate these fakers.
There are indeed people who really do get injured on the job, in vehicles, and when out in public due to negligence or sheer accident who truly need financial assistance. Therefore, Oklahoma Workman’s Compensation Insurance came about, because it protects people when employers historically could have cared less if their child slave laborers lost an arm or even died in the factories and mills.
Whenever people do abuse it meant to help provide financial assistance to injured individuals, then businesses and governmental agencies often rely upon private investigators to conduct investigations on their behalf. Having a skilled professional can prove to be invaluable.